# Agentic payment technology developments in India > Live situation record from CLSTR: https://clstr.news/situations/agentic-payment-technology-developments-in-india > Updated: 2026-09-23T05:46:04.000Z. Sources: 5. Developments: 2. During the Global Fintech Fest in India, new developments in agentic payments were introduced, utilizing AI to execute transactions on behalf of users. Initially, the National Payments Corporation of India (NPCI) introduced the Unified Agentic Protocol (UAP). This protocol allows AI agents to complete purchases using cryptographic proof of authorization, operating within specific user-defined permissions and spending limits. Cashfree Payments has already launched this service in partnership with Jio. Following this, Cruise Money unveiled India’s first agentic payments card. This system functions as an AI money companion that uses a chat-based consent flow to plan and execute purchases. Unlike basic limit-based systems, this technology calculates a ‘Safe to Spend’ figure by analyzing income, bills, and savings goals to optimize cash flow and rewards. The virtual prepaid card is to be issued by LivQuik Technology (India) Private Limited with API infrastructure from M2P Fintech. ## Timeline ### 2026-09-23: Cruise Money unveils AI-driven agentic payments card in India Cruise Money has unveiled an AI-driven agentic payments card in India that manages, plans, and executes spending based on a user's financial health and specific goals. 2 sources. https://clstr.news/cluster/cruise-money-unveils-ai-driven-agentic-payments-card-in-india ### 2026-09-09: Agentic Payments launched on NPCI's new protocol in India India's fintech industry is introducing Agentic Payments via the Unified Agentic Protocol, allowing AI agents to make authorized, limited purchases on behalf of users. 3 sources. https://clstr.news/cluster/agentic-payments-launched-on-npcis-new-protocol-in-india --- Cite as: Agentic payment technology developments in India. CLSTR, https://clstr.news/situations/agentic-payment-technology-developments-in-india