# Argentine fixed-term deposit trends

> Live situation record from CLSTR: https://clstr.news/situations/argentine-fixed-term-deposit-trends
> Updated: 2026-08-24T15:00:00.000Z. Sources: 2. Developments: 2.

In August 2026, Argentine savers utilized various fixed-term deposit options to manage their capital. Traditional 30-day fixed-term deposits (plazo fijo) remained a popular low-risk choice, with major banks offering annual nominal rates (TNA) ranging from 16% to 23%.

Concurrently, UVA-linked fixed-term deposits, which adjust capital based on the Unidad de Valor Adquisitivo (UVA) to protect against inflation, saw massive growth throughout the year. Data from the Central Bank of the Argentine Republic (BCRA) indicated that these UVA/CER deposits increased by 496.5% in 2026, reaching a stock of 1.695 trillion pesos by mid-August. While the stock of UVA deposits experienced a slight decline of over 4% in the 30 days leading up to August 18, the year-to-date trend reflects a significant shift toward instruments that offer protection against inflationary pressures.

## Timeline

### 2026-08-24: Argentina UVA fixed-term deposits grow nearly 500% in 2026

UVA-linked fixed-term deposits in Argentina grew by nearly 500% in 2026 as savers seek to protect their purchasing power against inflation using CER-indexed capital adjustments.

2 sources. https://clstr.news/cluster/argentina-uva-fixed-term-deposits-grow-nearly-500-in-2026

### 2026-08-03: Argentina banks' 30‑day fixed‑term deposit rates and returns

Argentine banks offer 30‑day fixed‑term deposit rates from 16% to 23% TNA; a 1 000 000 ARS deposit at 19% yields about 15 600 ARS interest.

2 sources. https://clstr.news/cluster/argentina-banks-30day-fixedterm-deposit-rates-and-returns

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Cite as: Argentine fixed-term deposit trends. CLSTR, https://clstr.news/situations/argentine-fixed-term-deposit-trends