# Bajaj Finance fixed deposit interest rate updates

> Live situation record from CLSTR: https://clstr.news/situations/bajaj-finance-fixed-deposit-interest-rate-updates
> Updated: 2026-10-26T06:10:50.000Z. Sources: 2. Developments: 2.

Bajaj Finance Limited, an Indian non-banking financial company (NBFC), has implemented revised interest rates for its fixed deposits across tenures of 12 to 60 months. 

Initial reports indicated an increase of 15 to 40 basis points, with regular investors able to access a maximum rate of 7.75% per annum for tenures between 31 and 60 months. Senior citizens are eligible for additional interest, reaching rates of 8.15% for the same period, with potential rates up to 8.25% for those renewing maturing deposits.

As an NBFC, these corporate deposits are not covered by the Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance. The company maintains credit ratings of CRISIL AAA/Stable and ICRA AAA/Stable. Investment terms include a minimum deposit of ₹15,000 and various payout structures, including monthly, quarterly, half-yearly, or annual intervals.

## Timeline

### 2026-10-26: Bajaj Finance offers fixed deposit rates up to 8.15% for senior citizens

Bajaj Finance is offering fixed deposit rates of up to 7.75% for regular depositors and 8.15% for senior citizens on tenors of 31 to 60 months.

2 sources. https://clstr.news/cluster/bajaj-finance-offers-fixed-deposit-rates-up-to-815-for-senior-citizens

### 2026-10-07: Bajaj Finance increases fixed deposit interest rates

Bajaj Finance has raised its fixed deposit interest rates by up to 0.40%, offering senior citizens returns of up to 8.25% on renewed deposits for tenures between 31 and 60 months.

3 sources. https://clstr.news/cluster/bajaj-finance-increases-fixed-deposit-interest-rates

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Cite as: Bajaj Finance fixed deposit interest rate updates. CLSTR, https://clstr.news/situations/bajaj-finance-fixed-deposit-interest-rate-updates