# Bilt Palladium Card rewards and benefits

> Live situation record from CLSTR: https://clstr.news/situations/bilt-palladium-card-rewards-and-benefits
> Updated: 2026-10-13T22:52:12.000Z. Sources: 3. Developments: 2.

The Bilt Palladium Card is a high-tier rewards credit card with a $495 annual fee. It provides up to 1.25x points on rent and mortgage payments without transaction fees, alongside 2x points on everyday spending.

Initial details of the program highlight a sign-up bonus of 50,000 Bilt Points, Gold Status, and $300 in Bilt Cash following a $4,000 spend within 90 days. The card includes a $400 annual Bilt Travel Hotel credit, issued as two $200 statement credits via the Bilt Travel Portal, and an annual $200 Bilt Cash award. Users can also earn 4% in Bilt Cash on eligible non-housing purchases.

Subsequent information specifies additional monthly perks, including $10 credits for services such as Lyft, Grubhub, and Walgreens, as well as Priority Pass membership.

## Timeline

### 2026-10-13: Bilt Palladium Card offers travel credits and rewards

The Bilt Palladium Card offers a variety of rewards, including points on rent and mortgage payments, a $400 annual travel hotel credit, and monthly credits for services like Lyft and Grubhub.

2 sources. https://clstr.news/cluster/bilt-palladium-card-offers-travel-credits-and-rewards

### 2026-09-17: Bilt Rewards offers tiered credit card benefits and Bilt Cash

Bilt Rewards offers various credit cards, including the Bilt Palladium Card, featuring rewards in points and Bilt Cash. Users should note that Bilt Cash balances over $100 expire annually.

2 sources. https://clstr.news/cluster/bilt-rewards-offers-tiered-credit-card-benefits-and-bilt-cash

---
Cite as: Bilt Palladium Card rewards and benefits. CLSTR, https://clstr.news/situations/bilt-palladium-card-rewards-and-benefits