# Brazilian industrial and small business credit trends

> Developing situation record from CLSTR: https://clstr.news/situations/brazilian-industrial-and-small-business-credit-trends
> Updated: 2026-11-01T17:42:08.000Z. Sources: 5. Developments: 2.

Data from the National Confederation of Industry (CNI) indicates that Brazilian industrial companies have increased their reliance on traditional commercial banks for short- and medium-term financing. Between February and July 2026, 65.3% of industries identified traditional banks as their primary source for credit with terms up to five years, compared to 61% in 2025.

While traditional banks remain the leading source for long-term credit exceeding five years, their share in that category decreased to 49.5% from 51% the previous year. Development banks and equity capital have emerged as significant alternative sources for long-term needs.

In the sector of micro and small enterprises, credit availability has seen notable activity. Banco do Nordeste announced R$ 1.88 billion in available credit to assist these businesses with year-end preparations. Additionally, the Banco de Desenvolvimento de Minas Gerais reported a record R$ 740 million in credit provided to micro and small businesses between January and mid-October, marking a 90% increase over the same period in the previous year.

## Timeline

### 2026-11-01: Brazilian banks increase credit availability for micro and small enterprises

Banco do Nordeste offers R$ 1.88 billion for year-end business preparation, while BDMG reports record credit of R$ 740 million for small enterprises in Minas Gerais.

5 sources. https://clstr.news/cluster/brazilian-banks-increase-credit-availability-for-micro-and-small-enterprises

### 2026-10-16: Brazilian industry increases reliance on traditional banks for credit

A CNI survey shows Brazilian industries are increasingly relying on traditional banks for short- and medium-term credit, with 65.3% of companies using them as their primary source.

3 sources. https://clstr.news/cluster/brazilian-industry-increases-reliance-on-traditional-banks-for-credit

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Cite as: Brazilian industrial and small business credit trends. CLSTR, https://clstr.news/situations/brazilian-industrial-and-small-business-credit-trends