# BRI financial inclusion efforts in remote Indonesian islands

> Live situation record from CLSTR: https://clstr.news/situations/bri-financial-inclusion-efforts-in-remote-indonesian-islands
> Updated: 2026-08-18T23:16:31.000Z. Sources: 5. Developments: 2.

Bank Rakyat Indonesia (BRI) is implementing various methods to provide financial services and literacy to remote island communities in Indonesia. 

In the Wakatobi Islands, BRI officers manage services across multiple villages on Kaledupa Island. This work involves navigating hazardous maritime conditions, including severe storm seasons where waves can reach heights of four meters, requiring staff to use small motorized boats to maintain economic connectivity.

Similarly, in North Maluku, BRI utilizes a floating banking service, the Teras BRI Kapal Bahtera Seva II, to reach 34 villages across seven islands. This initiative supports fishermen, farmers, and small traders by bringing savings and loan services to coastal areas, often requiring staff to transition from vessels to rubber boats to reach their destinations due to high waves and strong winds.

## Timeline

### 2026-08-18: BRI provides floating banking services in North Maluku

BRI is providing floating banking services via the Bahtera Seva II vessel to reach remote fishermen and farmers across 34 villages in the North Maluku islands.

5 sources. https://clstr.news/cluster/bri-provides-floating-banking-services-in-north-maluku

### 2026-08-09: BRI officer serves remote Wakatobi communities through hazardous sea travel

BRI officer Wa Ode Sitti Rahmatiah Jufri navigates dangerous seas in the Wakatobi Islands to provide essential financial literacy and inclusion services to remote villages on Kaledupa Island.

5 sources. https://clstr.news/cluster/bri-officer-serves-remote-wakatobi-communities-through-hazardous-sea-travel

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Cite as: BRI financial inclusion efforts in remote Indonesian islands. CLSTR, https://clstr.news/situations/bri-financial-inclusion-efforts-in-remote-indonesian-islands