# Chilean digital payment and stablecoin regulation

> Developing situation record from CLSTR: https://clstr.news/situations/chilean-digital-payment-and-stablecoin-regulation
> Updated: 2026-11-04T17:30:26.000Z. Sources: 2. Developments: 2.

The Central Bank of Chile is working to address the growing landscape of digital payments and the integration of stablecoins into the national financial system. An August 2026 report noted a 15% rise in annual digital transactions among individuals over 15 years old, highlighting the increasing role of digital assets in cross-border and peer-to-peer activity.

In response to these trends, Central Bank President Rosanna Costa announced plans to modernize the regulatory framework for low-value payment systems. The bank intends to convene working groups with industry representatives to evaluate business models and regulatory alternatives. The initial focus of these proposed regulations will be the terms and conditions for issuing stablecoins within Chile, with subsequent discussions expected to cover foreign exchange and currency operations. A first regulatory proposal for assets intended for use as payment methods is anticipated by the end of 2026.

## Timeline

### 2026-11-04: Banco Central de Chile proposes new regulations for stablecoins and digital payments

The Central Bank of Chile is preparing new regulations for stablecoins and low-value digital payments to modernize the national financial system amid rising digital transaction volumes.

2 sources. https://clstr.news/cluster/banco-central-de-chile-proposes-new-regulations-for-stablecoins-and-digital-payments

### 2026-10-26: Chilean Central Bank examines digital payments and stablecoin regulation

Chile's Central Bank is reviewing digital payment trends and plans to propose a regulatory framework for stablecoins by late 2026 to address the growing use of digital assets in the region.

8 sources. https://clstr.news/cluster/chilean-central-bank-examines-digital-payments-and-stablecoin-regulation

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Cite as: Chilean digital payment and stablecoin regulation. CLSTR, https://clstr.news/situations/chilean-digital-payment-and-stablecoin-regulation
