# China 15th Five-Year Plan implementation

> Live situation record from CLSTR: https://clstr.news/situations/china-15th-five-year-plan-implementation
> Updated: 2026-09-03T17:45:51.000Z. Sources: 6. Developments: 2.

China has introduced several components of its 15th Five-Year Plan, focusing on financial reform and industrial development through 2030.

The People’s Bank of China (PBOC) released a reform and development plan centered on the national expansion of the e-CNY. Following its reclassification on January 1, 2026, as an interest-bearing digital deposit instrument, the plan seeks to integrate digital payments with cross-border currency infrastructure. The PBOC aims to increase the yuan’s international role in trade and investment by enhancing financial connectivity.

Simultaneously, the Ministry of Industry and Information Technology and other departments released a plan for the development of small and medium-sized enterprises (SMEs). This initiative targets qualitative and quantitative growth, including a 15% increase in per capita operating income for large-scale SMEs and an 8% annual growth rate in R&D expenditure for industrial SMEs. The strategy includes fostering 22,000 ‘Little Giant’ enterprises, establishing 600 national-level industrial clusters, and expanding financing channels to support digital and green transitions.

## Timeline

### 2026-09-03: China releases 15th Five-Year Plan for SME development

China has released its ‘15th Five-Year Plan for Promoting the Development of SMEs’, targeting significant growth in innovation, digitalization, and financing for small and medium enterprises by 2030.

6 sources. https://clstr.news/cluster/china-releases-15th-five-year-plan-for-sme-development

### 2026-08-11: People’s Bank of China unveils 15th Five-Year Reform and Development Plan

The People’s Bank of China unveiled its 15th Five-Year Plan, prioritizing the expansion of the interest-bearing e-CNY and enhancing the yuan’s role in global trade and macroprudential regulation through 2030.

11 sources. https://clstr.news/cluster/peoples-bank-of-china-unveils-strategic-five-year-plan

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Cite as: China 15th Five-Year Plan implementation. CLSTR, https://clstr.news/situations/china-15th-five-year-plan-implementation
