# Chinese banking and liquidity management trends

> Live situation record from CLSTR: https://clstr.news/situations/chinese-banking-and-liquidity-management-trends
> Updated: 2026-08-13T02:37:53.000Z. Sources: 4. Developments: 2.

China’s banking and financial sectors have seen recent activity focused on liquidity management and deposit stability. Major state banks, including Bank of China, Agricultural Bank of China, China Construction Bank, and Industrial and Commercial Bank of China, re-issued 5-year large-deposit certificates of deposit with a maximum interest rate of 1.60% and a minimum deposit of 200,000 yuan. This initiative aims to stabilize deposit inflows and ease pressure on net interest margins.

Simultaneously, regional rural commercial banks in Hubei and Guangdong provinces have raised short-term deposit rates to prevent outflows. In the bond market, 30-year China treasury bond futures reached a yearly high following signals from the People’s Bank of China regarding liquidity management. The central bank announced overnight reverse repo operations with daily volumes capped at 600 billion yuan to support short-term liquidity and address seasonal funding gaps.

## Timeline

### 2026-08-13: 30-year China treasury bond futures hit new yearly high

China's 30-year treasury bond futures hit a yearly high as the central bank uses overnight reverse repos to manage short-term liquidity and support market sentiment.

2 sources. https://clstr.news/cluster/30-year-china-treasury-bond-futures-hit-new-yearly-high

### 2026-08-06: China's state banks relaunch 5‑year large‑deposit certificates

China’s state banks and regional banks have revived 5‑year large‑deposit CDs with rates around 1.55‑1.60% and raised short‑term deposit rates to curb outflows amid low net interest margins.

2 sources. https://clstr.news/cluster/chinas-state-banks-relaunch-5year-largedeposit-certificates

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Cite as: Chinese banking and liquidity management trends. CLSTR, https://clstr.news/situations/chinese-banking-and-liquidity-management-trends
