# Cybersecurity and AI trends in European finance

> Live situation record from CLSTR: https://clstr.news/situations/cybersecurity-and-ai-trends-in-european-finance
> Updated: 2026-08-12T18:07:46.000Z. Sources: 19. Developments: 2.

In Central and Eastern Europe, the banking and investment sectors are facing increased cybersecurity threats and technological shifts. In the Czech Republic, banks have reported a 41% year-on-year increase in internet fraud, driven by social engineering and stress-based tactics. While 81% of Czechs expect increased use of artificial intelligence in banking, 34% view the technology as dangerous.

Investment trends show young Slovaks (ages 18-26) increasingly favoring ETF funds, though they also show a higher inclination toward riskier assets like cryptocurrencies. In the Balkans, digital payment security remains a priority; while 98% of Serbians trust digital transactions, there is a high expectation for automated protection from banks. In Bosnia and Herzegovina, the rise of spoofing attacks is reportedly undermining user trust in digital communications.

## Timeline

### 2026-08-12: Enterprise AI faces deployment hurdles amid infrastructure and governance challenges

Enterprises face major AI deployment hurdles, with 95% delaying projects due to governance and infrastructure issues. Solutions include vertical AI stacks and custom, in-house model ownership.

9 sources. https://clstr.news/cluster/enterprise-ai-trends-focus-on-shadow-ai-security-and-vertical-infrastructure

### 2026-08-10: Cybersecurity and AI trends impact banking and investment in Europe

Cybersecurity threats, including sophisticated social engineering and session hijacking, are rising across Europe, while AI and ETF funds are reshaping banking and investment habits.

10 sources. https://clstr.news/cluster/czech-banks-face-rising-fraud-waves-and-growing-ai-integration

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Cite as: Cybersecurity and AI trends in European finance. CLSTR, https://clstr.news/situations/cybersecurity-and-ai-trends-in-european-finance