# Debt collection trends in Sweden and Norway > Developing situation record from CLSTR: https://clstr.news/situations/debt-collection-trends-in-sweden-and-norway > Updated: 2026-10-31T04:00:00.000Z. Sources: 7. Developments: 2. Recent data indicates a rise in high-value debt collection claims across Scandinavia. In Sweden, claims exceeding 25,000 SEK have increased by 41 percent over the past year, with senior citizens being disproportionately affected. In Norway, inflation-adjusted debt collection claims against businesses have grown by 29 percent, reflecting liquidity pressures in the corporate sector. Some entities, such as the hotel group Strawberry, have begun partnering with fintech companies to centralize debt information and improve financial oversight. In Sweden, the Social Insurance Agency has also increased its debt recovery efficiency. Following procedural changes in 2022 that removed the requirement for court action before transferring unpaid claims to the Enforcement Authority, the proportion of claims sent for collection rose from 2 percent to 17 percent. The agency has also shortened standard repayment plans to a maximum of one year. The Swedish Social Insurance Inspectorate noted that these changes significantly impact economically vulnerable individuals, particularly those who already hold existing debts. ## Timeline ### 2026-10-31: Swedish Social Insurance Agency increases debt collection efficiency A report shows the Swedish Social Insurance Agency is recovering debts faster by sending more claims directly to the Enforcement Authority, increasing the financial burden on vulnerable citizens. 2 sources. https://clstr.news/cluster/swedish-social-insurance-agency-increases-debt-collection-efficiency ### 2026-10-26: Debt collection claims rise in Sweden and Norway Debt collection claims for high amounts are rising in Sweden, particularly affecting seniors, while Norwegian businesses face increased liquidity pressure and rising corporate debt claims. 5 sources. https://clstr.news/cluster/debt-collection-claims-rise-in-sweden-and-norway --- Cite as: Debt collection trends in Sweden and Norway. CLSTR, https://clstr.news/situations/debt-collection-trends-in-sweden-and-norway