# Digital banking service expansions in Venezuela

> Live situation record from CLSTR: https://clstr.news/situations/digital-banking-service-expansions-in-venezuela
> Updated: 2026-08-10T23:24:50.000Z. Sources: 4. Developments: 2.

Venezuelan financial institutions are expanding their digital banking capabilities and service limits. Banesco Banco Universal initially increased daily transaction caps for its digital platforms, including BanescoMóvil and PagoMóvil, to facilitate larger operations for both individual and corporate users.

Following these adjustments, Banesco and Activo Banco Universal implemented technological upgrades to their mobile applications. Banesco enhanced its BanescoMóvil app with features such as 24-hour access, QR code scanning, and a virtual assistant named ‘Dani’. Activo Banco Universal launched ‘Activo Digital’, introducing biometric authentication methods like fingerprint and facial recognition, alongside a ‘trusted device’ registration system.

## Timeline

### 2026-08-10: Venezuelan banks Banesco and Activo upgrade mobile banking apps

Venezuelan banks Banesco and Activo Banco Universal are upgrading their mobile banking capabilities with new app features focused on security, ease of use, and digital payment integration.

4 sources. https://clstr.news/cluster/venezuelan-banks-banesco-and-activo-upgrade-mobile-banking-apps

### 2026-08-02: Banesco Banco Universal raises daily digital transaction limits in Venezuela

Banesco Banco Universal in Venezuela raised daily digital transaction limits, allowing up to Bs 1.9 million for PagoMóvil, Bs 2.8 million for inter‑bank transfers for individuals, and higher caps for corporate‑

2 sources. https://clstr.news/cluster/banesco-banco-universal-raises-daily-digital-transaction-limits-in-venezuela

---
Cite as: Digital banking service expansions in Venezuela. CLSTR, https://clstr.news/situations/digital-banking-service-expansions-in-venezuela