# Digital finance and tax modernization in Africa

> Live situation record from CLSTR: https://clstr.news/situations/digital-finance-and-tax-modernization-in-africa
> Updated: 2026-10-01T18:43:03.000Z. Sources: 4. Developments: 2.

African nations are implementing various digital initiatives to modernize financial and administrative systems.

In Togo, efforts have focused on both fiscal and social finance. The Togo Revenue Authority launched the e-TPU platform to allow for the digital declaration and payment of the Single Professional Tax, aiming to simplify procedures for small and medium-sized enterprises. Additionally, the fintech company Ohana Africa introduced a digital platform to modernize traditional collective savings and tontine systems, supporting goals for financial inclusion and reduced cash dependency.

In Tunisia, the ‘EL FATOORA’ portal was introduced by Tunisie TradeNet to facilitate electronic invoicing compliance for small businesses and independent workers. Meanwhile, in Madagascar, mobile money provider Mvola has shifted its strategy toward merchant payments, offering zero fees for customers to encourage deeper usage of mobile financial services.

## Timeline

### 2026-10-01: Digital finance initiatives expand across Togo and Madagascar

Fintech developments in Togo and Madagascar are driving financial inclusion through digital savings platforms and expanded mobile money merchant payment services.

2 sources. https://clstr.news/cluster/digital-finance-initiatives-expand-across-togo-and-madagascar

### 2026-09-21: Digital tax reforms launched in Togo and Tunisia

Togo has launched the e-TPU mobile platform for SME tax payments, while Tunisia introduces the EL FATOORA portal to streamline electronic invoicing for small businesses and professionals.

2 sources. https://clstr.news/cluster/digital-tax-reforms-launched-in-togo-and-tunisia

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Cite as: Digital finance and tax modernization in Africa. CLSTR, https://clstr.news/situations/digital-finance-and-tax-modernization-in-africa