# Digital service and security developments in Mozambique

> Live situation record from CLSTR: https://clstr.news/situations/digital-service-and-security-developments-in-mozambique
> Updated: 2026-09-01T11:25:00.000Z. Sources: 4. Developments: 2.

Digital service developments in Mozambique have focused on increasing financial inclusion and enhancing telecommunications security.

Millennium bim introduced the ‘Smart IZI Mahala’ feature to eliminate mobile data costs for users of its Smart IZI application. This initiative seeks to remove connectivity barriers to digital banking, allowing customers to manage accounts and perform transfers without physical branch visits.

Concurrently, the National Communications Institute of Mozambique (INCM) launched the NUTEL App to secure subscriber data and combat fraud. The application utilizes a ‘proof-of-life’ mechanism via real-time photograph validation to ensure registered data matches account holders. This move follows reports that approximately 25% of mobile network devices in the country are counterfeit and addresses industry challenges regarding identity fraud and unauthorized SIM card transfers.

## Timeline

### 2026-09-01: Mozambique's INCM launches NUTEL App to secure subscriber data

Mozambique's INCM launched the NUTEL App to secure telecommunications subscriber data using automated validation and real-time photo checks to combat identity fraud and counterfeit devices.

2 sources. https://clstr.news/cluster/mozambiques-incm-launches-nutel-app-to-secure-subscriber-data

### 2026-08-25: Millennium bim launches data-free banking feature in Mozambique

Millennium bim has introduced ‘Smart IZI Mahala’ in Mozambique, allowing customers to use its digital banking app without consuming mobile data to promote financial inclusion.

2 sources. https://clstr.news/cluster/millennium-bim-launches-data-free-banking-feature-in-mozambique

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Cite as: Digital service and security developments in Mozambique. CLSTR, https://clstr.news/situations/digital-service-and-security-developments-in-mozambique
