# European banks report 2026 profits

> Live situation record from CLSTR: https://clstr.news/situations/european-banks-report-2026-profits
> Updated: 2026-08-03T16:12:09.000Z. Sources: 14. Developments: 2.

In late July 2026, Romania’s Banca Comercială Română (BCR) announced a record net profit of about €234 million for the first half of the year, driven by higher operating income, a rise in net fees and a growing share of loans originated through its George mobile app. The bank kept its cost‑income ratio stable despite inflation‑related expense growth.

A week later, France’s BPCE disclosed a 38 % jump in net profit to €1.3 billion for Q2 2026, crediting the recent integration of Novobanco. The acquisition added 415 000 clients and €24 billion in new savings, bolstering the group’s capital ratios and lowering its cost‑to‑income ratio. Together, the reports highlight strong earnings and strategic consolidation within the European banking sector during the first half of 2026.

## Timeline

### 2026-08-03: BPCE posts 38% profit surge in Q2 2026 after novobanco integration

BPCE posted a €1.3 bn net profit (+38 %) and record €7.2 bn PNB in Q2 2026, boosted by Novobanco integration and strong client growth.

7 sources. https://clstr.news/cluster/cis-and-saintjean-groupe-post-revenue-growth-in-h1-2026

### 2026-07-28: BCR posts record €234 million profit in first half of 2026

BCR recorded a net profit of 1.205 bn lei (€234 m) in H1 2026, with operational profit up 1.6%, fees up 15.5% and 40% of loans issued via the George app.

7 sources. https://clstr.news/cluster/beko-romania-invests-13-million-to-upgrade-cteasca-logistics-hub

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Cite as: European banks report 2026 profits. CLSTR, https://clstr.news/situations/european-banks-report-2026-profits