# Financial fraud targeting Croatian institutions

> Live situation record from CLSTR: https://clstr.news/situations/financial-fraud-targeting-croatian-institutions
> Updated: 2026-08-18T11:52:20.000Z. Sources: 9. Developments: 2.

The Croatian Financial Services Supervisory Agency (Hanfa) issued a warning regarding a fraudulent website, frozenspirety.info, which impersonates the official gov.hr portal and the Croatian National Bank (HNB). 

The scam site falsely promotes a “National Financial Access Program (NPFP),” claiming it is a state initiative supported by a “national guarantee fund” of two billion euros. The website attempts to solicit minimum initial deposits of 250 euros from citizens by claiming applications are limited per county. Hanfa has advised the public to verify domain names, noting that official institutions use specific domains such as hnb.hr, gov.hr, and hanfa.hr.

## Timeline

### 2026-08-18: Croatian Football Federation warns of fraudulent ticket websites

The Croatian Football Federation has warned fans about fraudulent websites impersonating official channels to sell fake tickets and steal personal or financial data.

5 sources. https://clstr.news/cluster/croatian-football-federation-warns-of-fraudulent-ticket-websites

### 2026-08-10: Hanfa warns of fraudulent website impersonating Croatian National Bank

Hanfa has warned Croatian citizens about a fraudulent website, frozenspirety.info, which impersonates the Croatian National Bank to promote a fake two-billion-euro financial program.

4 sources. https://clstr.news/cluster/hanfa-warns-of-fraudulent-website-impersonating-croatian-national-bank

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Cite as: Financial fraud targeting Croatian institutions. CLSTR, https://clstr.news/situations/financial-fraud-targeting-croatian-institutions