# Financial impersonation scams in Uruguay and Argentina > Live situation record from CLSTR: https://clstr.news/situations/financial-impersonation-scams-in-uruguay-and-argentina > Updated: 2026-08-27T22:02:27.000Z. Sources: 5. Developments: 2. Financial institutions and authorities in Uruguay and Argentina have issued warnings regarding various social engineering and impersonation scams. In early August, the Asociación de Empleados Bancarios del Uruguay (AEBU) released educational materials to combat “family impersonation” fraud, where scammers pose as relatives in urgent need of money. Simultaneously, the Banco Central de la República Argentina (BCRA) warned of fraudulent investment platforms using fabricated media and the identities of bank officials to solicit advance payments via email, WhatsApp, or SMS. By late August, Uruguayan police identified a specific scam targeting retirees by impersonating officials from the state-owned utility company, UTE. Scammers offer fake electricity bill discounts to manipulate victims into logging into banking applications, such as eBROU, allowing criminals to perform unauthorized transfers or loans. Authorities have clarified that these incidents are cases of identity theft and social engineering rather than system hacks. ## Timeline ### 2026-08-27: UTE impersonation scam targets retirees in Uruguay Uruguayan police are warning of a scam where criminals impersonate UTE officials to offer fake energy discounts to retirees in order to access their bank accounts and take out fraudulent loans. 5 sources. https://clstr.news/cluster/ute-impersonation-scam-targets-retirees-in-uruguay ### 2026-08-04: Uruguay bank union and Argentina central bank warn of family‑impersonation and fake‑investment scams Uruguay’s AEBU and Argentina’s BCRA warn of family‑impersonation scams and fake‑investment videos, urging verification and reporting of fraudulent requests. 4 sources. https://clstr.news/cluster/uruguay-bank-union-and-argentina-central-bank-warn-of-familyimpersonation-and-fakeinvestment-scams --- Cite as: Financial impersonation scams in Uruguay and Argentina. CLSTR, https://clstr.news/situations/financial-impersonation-scams-in-uruguay-and-argentina