# Fixed-term deposit trends in Argentina, Bolivia, and Spain > Live situation record from CLSTR: https://clstr.news/situations/fixed-term-deposit-trends-in-argentina-bolivia-and-spain > Updated: 2026-09-29T15:43:08.000Z. Sources: 4. Developments: 2. Banking sectors in Argentina, Bolivia, and Spain are seeing varied activity regarding fixed-term deposit products as savers seek to protect capital against inflation. In Argentina, fixed-term deposits have shown an average Annual Nominal Rate (TNA) of approximately 37%. In Spain, savers have utilized products such as hybrid models from Caja Rural de Navarra, which split investments between fixed-rate deposits and investment funds to provide predictability. More recently, new products have been introduced to increase competition. In Bolivia, Banco Ecofuturo launched the ‘SuperDPF’, offering interest rates between 9.10% and 11% depending on whether the account is opened in person or digitally. In Spain, EBN Banco released its ‘Nuevo Ahorro’ deposit with a 3.10% TAE annual return for a 12-month term, following rate adjustments by other entities such as Pibank, MyInvestor, and Banca March. ## Timeline ### 2026-09-29: Banks in Bolivia and Spain launch new fixed-term deposit products Banks in Bolivia and Spain are launching new fixed-term deposit products, with Banco Ecofuturo offering up to 11% digitally and EBN Banco providing a 3.10% rate in Spain. 2 sources. https://clstr.news/cluster/banks-in-bolivia-and-spain-launch-new-fixed-term-deposit-products ### 2026-09-13: Fixed-term deposits offer varying returns for savers in Argentina and Spain Savers in Argentina and Spain are utilizing fixed-term deposits to combat inflation, with Argentine rates averaging 37% TNA and Spanish options offering hybrid fixed-rate and investment fund models. 2 sources. https://clstr.news/cluster/fixed-term-deposits-offer-varying-returns-for-savers-in-argentina-and-spain --- Cite as: Fixed-term deposit trends in Argentina, Bolivia, and Spain. CLSTR, https://clstr.news/situations/fixed-term-deposit-trends-in-argentina-bolivia-and-spain