# French banking sector fraud and fee increases

> Live situation record from CLSTR: https://clstr.news/situations/french-banking-sector-fraud-and-fee-increases
> Updated: 2026-09-08T12:37:26.000Z. Sources: 11. Developments: 2.

The French banking sector has faced rising costs and security challenges. In 2025, bank fraud in France reached 1.24 billion euros, marking a 3.8% increase. This rise was largely driven by manipulation scams, which surged by 34% to 516 million euros. These scams, often involving criminals impersonating bank advisors, now account for over 40% of all payment fraud.

Parallel to these security concerns, banking fees in France increased by an average of 2.7% between April 2025 and April 2026. Data from the Banque de France indicated that among 102 studied institutions, only 10 offered free account maintenance fees.

## Timeline

### 2026-09-08: Banking fees in France rise amid transparency concerns

French banking fees rose by 2.7% between 2025 and 2026. Experts urge consumers to scrutinize fee schedules to avoid hidden costs for account maintenance and card usage.

2 sources. https://clstr.news/cluster/banking-fees-in-france-rise-amid-transparency-concerns

### 2026-09-07: France bank fraud reaches 1.24 billion euros in 2025

Bank fraud in France reached 1.24 billion euros in 2025, with manipulation-based scams rising 34% to account for over 40% of all payment fraud.

9 sources. https://clstr.news/cluster/france-bank-fraud-reaches-124-billion-euros-in-2025

---
Cite as: French banking sector fraud and fee increases. CLSTR, https://clstr.news/situations/french-banking-sector-fraud-and-fee-increases