# French Constitutional Council ruling on health insurance > Developing situation record from CLSTR: https://clstr.news/situations/french-constitutional-council-ruling-on-health-insurance > Updated: 2026-10-30T08:10:48.000Z. Sources: 6. Developments: 2. The French Constitutional Council struck down a provision in the 2026 Social Security Financing Law (LFSS) that intended to freeze rates for complementary health insurance providers throughout 2026. The measure, which originated from a parliamentary amendment, aimed to protect consumer purchasing power by preventing insurers from passing government-imposed taxes onto policyholders. The Council ruled that the freeze was unconstitutional because it disproportionately infringed upon the freedom to conduct business and contractual freedom. It determined that the mandate prevented insurance organizations from setting rates sufficient to cover their economic activity costs. The decision followed legal challenges from major industry bodies, including Mutualité Française, France Assureurs, and the Fédération des Institutions paritaires de Protection Sociale (FIPS). These organizations argued the freeze threatened their financial stability and ability to meet obligations amidst rising healthcare costs. By overturning Article 13 of the LFSS 2026, the Council restored the ability of insurers and mutual funds to manage their own pricing. ## Timeline ### 2026-10-30: French Constitutional Council strikes down 2026 health insurance rate freeze The French Constitutional Council has annulled a planned 2026 freeze on health insurance supplementary rates, citing disproportionate interference with economic freedoms. 2 sources. https://clstr.news/cluster/french-constitutional-council-strikes-down-2026-health-insurance-rate-freeze ### 2026-10-23: France's Constitutional Council strikes down 2026 health insurance rate freeze France's Constitutional Council has declared the 2026 complementary health insurance rate freeze unconstitutional, citing infringements on business and contractual freedoms. 4 sources. https://clstr.news/cluster/frances-constitutional-council-strikes-down-2026-health-insurance-rate-freeze --- Cite as: French Constitutional Council ruling on health insurance. CLSTR, https://clstr.news/situations/french-constitutional-council-ruling-on-health-insurance