# Growth of IRIS instant payments in Greece

> Live situation record from CLSTR: https://clstr.news/situations/growth-of-iris-instant-payments-in-greece
> Updated: 2026-09-25T11:56:47.000Z. Sources: 12. Developments: 2.

The IRIS instant payment system in Greece has experienced significant growth and adoption. A joint study by DIAS and Capgemini Invent reported that in 2025, IRIS Payments accounted for approximately 70% of all instant payment volumes in the country, processing 126.4 million transactions totaling 10.9 billion euros.

Growth has been driven by both peer-to-peer (P2P) and person-to-professional (P2Pro) usage. P2P users increased from 500,000 in early 2020 to 4.75 million by the end of 2025, while registered professionals reached nearly 600,000. Government official Kostis Hatzidakis noted the system’s role in driving digital transformation and reducing banking transaction costs.

Data indicates a strategic shift in 2021 toward commercial expansion and ease of use, including the implementation of zero fees for individuals. By 2025, e-commerce transactions via IRIS reached 12.4 million, totaling 4.76 billion euros.

## Claims

- In 2025, 126.4 million transactions were processed via the IRIS platform. (corroborated by 3 sources)
- Active IRIS users increased from 2.2 million at the end of 2023 to 4.75 million in 2025. (corroborated by 3 sources)
- The total value of IRIS transactions in 2025 reached 10.9 billion euros. (corroborated by 2 sources)
- Peer-to-peer (P2P) transactions rose from 20.4 million in 2023 to 111.4 million in 2025. (corroborated by 2 sources)
- Registered freelancers using IRIS grew from 155,000 in 2023 to approximately 600,000. (single source)
- E-commerce transactions via IRIS in 2025 totaled 12.4 million, valued at 4.76 billion euros. (single source)

## Timeline

### 2026-09-25: IRIS payment system sees rapid growth in Greece

Greek official Kostis Hatzidakis reports that the IRIS instant payment system processed 126.4 million transactions worth 10.9 billion euros in 2025, marking a major increase in digital adoption.

4 sources. https://clstr.news/cluster/iris-payment-system-sees-rapid-growth-in-greece

### 2026-09-22: IRIS Payments accounts for 70% of instant payments in Greece

In 2025, IRIS Payments handled 70% of Greece's instant payments, totaling 10.9 billion euros across 126.4 million transactions, according to a DIAS and Capgemini Invent study.

8 sources. https://clstr.news/cluster/iris-payments-accounts-for-70-of-instant-payments-in-greece

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Cite as: Growth of IRIS instant payments in Greece. CLSTR, https://clstr.news/situations/growth-of-iris-instant-payments-in-greece