# GTCO H1 2026 financial performance > Live situation record from CLSTR: https://clstr.news/situations/gtco-h1-2026-financial-performance > Updated: 2026-09-30T00:30:22.000Z. Sources: 17. Developments: 2. Guaranty Trust Holding Company (GTCO) released its audited financial statements for the first half of 2026, reporting a profit before tax of N603.03 billion. This figure represents a marginal year-on-year increase of 0.4 percent. While interest income rose by 7.5 percent and trading income increased by 24.7 percent, profit after tax declined by approximately 7.8 percent to N414.19 billion, influenced by higher income tax expenses and a N46.2 billion fair value loss. The company’s balance sheet showed growth, with total assets reaching N18.6 trillion and customer deposits increasing by 10.3 percent to N14.19 trillion. Asset quality improved, with the cost of risk declining and the non-performing loan ratio dropping to 4.6 percent from 5.0 percent at the end of 2025. Following the announcement, GTCO saw significant market activity on the Nigerian Exchange, accounting for approximately 34.2 percent of the total equity value traded on a single Tuesday, with a turnover of N11.73 billion. ## Timeline ### 2026-09-30: GTCO dominates Nigerian Exchange turnover following H1 2026 results GTCO saw massive trading volume on the Nigerian Exchange following its H1 2026 results, reporting N18.6 trillion in total assets and a profit before tax of N603.03 billion. 4 sources. https://clstr.news/cluster/gtco-dominates-nigerian-exchange-turnover-following-h1-2026-results ### 2026-09-28: GTCO reports N603bn H1 2026 profit before tax GTCO reported a H1 2026 profit before tax of N603.03 billion, supported by rising interest and trading income despite fair value losses and higher tax costs. An interim dividend of N1 per share was declared. 14 sources. https://clstr.news/cluster/gtco-plc-reports-603-billion-pre-tax-profit-for-h1-2026 --- Cite as: GTCO H1 2026 financial performance. CLSTR, https://clstr.news/situations/gtco-h1-2026-financial-performance