# Indonesia 2026 social assistance and financial inclusion > Live situation record from CLSTR: https://clstr.news/situations/indonesia-2026-social-assistance-disbursements > Updated: 2026-10-22T08:05:50.000Z. Sources: 27. Developments: 8. By late September 2026, Indonesia’s social assistance spending reached Rp115.8 trillion, representing 71.2 percent of the state budget allocation. This total includes Rp21.8 trillion for the Family Hope Program (PKH), Rp28.2 trillion for the Food Card Program (Kartu Sembako), Rp11.1 trillion for Program Indonesia Pintar (PIP), and Rp14.4 trillion for KIP Kuliah university support. In mid-October 2026, the Ministry of Social Affairs began the phased distribution of the fourth stage of social assistance for the October–December period. This stage includes PKH and Bantuan Pangan Non Tunai (BPNT), with funds disbursed through Himbara state-owned banks, PT Pos Indonesia, and Kartu Keluarga Sejahtera (KKS) accounts. For BPNT, reports indicate a quarterly amount of approximately Rp600,000. Beneficiaries must be registered in the Integrated Social Welfare Data (DTKS). To support digital transformation, the government is evaluating a proposal to distribute free smartphones to approximately 25.1 million people in economic deciles 1 through 4. Social Affairs Minister Saifullah Yusuf stated the initiative aims to ensure recipients can independently access digital government services, facilitating a shift from cash-based aid to digital systems. On October 22, 2026, the government allocated Rp1.28 trillion from the state budget to implement the ‘One Person One Account’ program. Coordinating Minister for Economic Affairs Airlangga Hartarto stated the initiative aims to increase financial inclusion from 93 percent to 99 percent. Targeting approximately 25 million citizens aged 17 and older in economic deciles 1 to 4, the program will provide an initial deposit of Rp50,000 for each new account. Bank Rakyat Indonesia (BRI) and Bank Syariah will manage the data, utilizing information from the National Socio-Economic Single Data (DTSEN). ## Claims - Bank Mandiri's consolidated net profit reached Rp45.5 trillion through September 2026. (corroborated by 2 sources) - Bank Mandiri's net profit grew 20.7 percent year-on-year. (corroborated by 2 sources) - The government is preparing to allocate social assistance (bansos) for the fourth stage covering October to December 2026. (single source) - The allocated social assistance is intended to ease the economic burden for low-income groups, specifically those in Decile 1. (single source) - The fourth stage of 2026 social assistance includes the Family Program (PKH) and Non-Cash Food Assistance (BPNT). (single source) - Disbursement is projected to occur between November 15 and November 30, 2026. (single source) - The Indonesian government allocated Rp1.28 trillion for the ‘One Person, One Account’ program. (single source) - The ‘One Person, One Account’ program targets 25 million citizens aged over 17 in deciles 1–4. (single source) - Bank Indonesia reduced SRBI outstanding to approximately Rp900 trillion. (single source) - Livin’ by Mandiri recorded 4.18 billion transactions worth Rp3,863 trillion from January to September 2026. (single source) - The government aims to increase financial inclusion from 93 percent to 99 percent. (single source) - Bank Mandiri's credit distribution grew 16 percent year-on-year to Rp1,606 trillion. (single source) ## Timeline ### 2026-10-22: Indonesia government launches ‘One Person, One Account’ program Indonesia is launching a Rp1.28 trillion ‘One Person, One Account’ program to increase financial inclusion to 99 percent, targeting 25 million citizens in lower economic deciles. 17 sources. https://clstr.news/cluster/indonesia-announces-economic-incentives-and-financial-inclusion-programs ### 2026-10-17: Indonesia begins phased distribution of PKH and BPNT social assistance Indonesia's Ministry of Social Affairs is distributing the fourth stage of PKH and BPNT social assistance for October–December 2026 via Himbara banks and PT Pos Indonesia. 2 sources. https://clstr.news/cluster/indonesia-begins-phased-distribution-of-pkh-and-bpnt-social-assistance ### 2026-10-14: Indonesia considers distributing free smartphones to social aid recipients Indonesia is studying a plan to provide free smartphones to social assistance recipients to improve digital service access and transition from cash to digital social aid distribution. 6 sources. https://clstr.news/cluster/indonesia-considers-distributing-free-smartphones-to-social-aid-recipients ### 2026-10-11: Indonesia state budget reports Rp115.8 trillion in social assistance spending Indonesia's social assistance spending reached Rp115.8 trillion by September 2026, amid a state budget deficit of Rp319 trillion intended to stimulate economic growth. 7 sources. https://clstr.news/cluster/indonesia-state-budget-reports-rp1158-trillion-in-social-assistance-spending ### 2026-10-10: Indonesia continues 2026 social assistance distribution Indonesia is distributing its fourth stage of 2026 social assistance, including cash, wage subsidies, and food aid, with registration available via the Ministry of Social Affairs’ ‘Cek Bansos’ app. 2 sources. https://clstr.news/cluster/indonesia-continues-2026-social-assistance-distribution ### 2026-10-06: Indonesia prepares Rp12 trillion Wage Subsidy Assistance for Q4 2026 The Indonesian government is preparing Rp12 trillion in Wage Subsidy Assistance (BSU) for 13.3 million workers for Q4 2026, pending final regulatory preparations and data verification. 3 sources. https://clstr.news/cluster/indonesia-prepares-rp12-trillion-wage-subsidy-assistance-for-q4-2026 ### 2026-09-27: Indonesia prepares final 2026 social assistance stages Indonesia is preparing the final stage of 2026 social assistance, including PKH, BPNT, and rice aid for millions of recipients in Deciles 1-4, with disbursements projected for late 2026. 3 sources. https://clstr.news/cluster/indonesia-prepares-final-2026-social-assistance-stages ### 2026-09-24: Indonesia disburses Rp104.5 trillion in social assistance Indonesia has disbursed Rp104.5 trillion in social assistance through August 2026, covering programs like PKH and health insurance, while BLT Kesra targets the bottom 40 percent of the population. 2 sources. https://clstr.news/cluster/indonesia-disburses-rp1045-trillion-in-social-assistance --- Cite as: Indonesia 2026 social assistance and financial inclusion. CLSTR, https://clstr.news/situations/indonesia-2026-social-assistance-disbursements