# Indonesia labor insurance and unemployment trends

> Live situation record from CLSTR: https://clstr.news/situations/indonesia-labor-insurance-and-unemployment-trends
> Updated: 2026-08-16T15:36:03.000Z. Sources: 4. Developments: 2.

BPJS Ketenagakerjaan reported that as of July 31, 2026, 125,000 workers affected by layoffs have received Old Age Security (JHT) benefits. Within this group, 31,000 workers also received Job Loss Insurance (JKP) benefits, which include cash assistance, job training, and labor market information.

Regulations allow active participants to make partial withdrawals from their JHT balances without resigning. Those with at least 10 years of membership may withdraw 10% for retirement preparation or 30% for housing needs. Concurrently, national unemployment data showed a slight decrease, with the rate falling to 4.65% in May 2026 from 4.68% in February 2026.

## Timeline

### 2026-08-16: BPJS Ketenagakerjaan pays JHT benefits to 125,000 laid-off workers

BPJS Ketenagakerjaan has paid JHT benefits to 125,000 laid-off workers through July 2026. Meanwhile, active members can partially withdraw funds for housing or retirement after 10 years of membership.

3 sources. https://clstr.news/cluster/bpjs-ketenagakerjaan-pays-jht-benefits-to-125000-laid-off-workers

### 2026-08-09: BPJS Kesehatan coverage exclusions and JKN contribution potential

BPJS Kesehatan's JKN program excludes 21 categories of medical services, including cosmetic and criminal-related injuries, while potential annual contributions could reach Rp 220 trillion.

2 sources. https://clstr.news/cluster/bpjs-kesehatan-coverage-exclusions-and-jkn-contribution-potential

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Cite as: Indonesia labor insurance and unemployment trends. CLSTR, https://clstr.news/situations/indonesia-labor-insurance-and-unemployment-trends