# Indonesian UMKM support and empowerment initiatives > Live situation record from CLSTR: https://clstr.news/situations/indonesian-umkm-support-and-empowerment-initiatives > Updated: 2026-09-22T01:47:02.000Z. Sources: 7. Developments: 2. Indonesian state-owned enterprises and government programs are implementing various initiatives to support the growth of micro, small, and medium enterprises (UMKM). Initial efforts focused on scaling businesses for global markets through branding, packaging, and marketing assistance. State entities such as PT Permodalan Nasional Madani (PNM), PT Bank Rakyat Indonesia (BRI), and PT Pertamina have provided financing, coaching, and mentorship to help businesses, such as palm sugar producers in West Java, connect with international buyers. Subsequent support has expanded to include specific credit access and labor solutions. Bank Negara Indonesia (BNI) introduced the 2026 People's Business Credit (KUR) program, offering loans up to Rp100 million with a 6 percent annual interest rate to provide working capital. Additionally, the government-supported MagangHub internship program was promoted to help UMKM address labor shortages by providing interns for roles in digital marketing, administration, and product development. ## Timeline ### 2026-09-22: Indonesian UMKM initiatives focus on credit access and internship programs Indonesian UMKM can access growth opportunities through BNI's KUR loan program and the government's MagangHub internship initiative to address capital and labor needs. 5 sources. https://clstr.news/cluster/indonesian-umkm-initiatives-focus-on-credit-access-and-internship-programs ### 2026-09-08: Indonesian state enterprises drive UMKM growth toward global markets Indonesian state-owned enterprises are helping small businesses scale up through financing and marketing support, enabling products like Garut palm sugar to reach international export markets. 3 sources. https://clstr.news/cluster/indonesian-state-enterprises-drive-umkm-growth-toward-global-markets --- Cite as: Indonesian UMKM support and empowerment initiatives. CLSTR, https://clstr.news/situations/indonesian-umkm-support-and-empowerment-initiatives