# Instant mobile payment expansion in Romania and Moldova > Live situation record from CLSTR: https://clstr.news/situations/instant-mobile-payment-expansion-in-romania-and-moldova > Updated: 2026-09-15T07:22:31.000Z. Sources: 5. Developments: 2. New instant mobile payment functionalities are being implemented in Romania and Moldova. In Romania, the RoPay system has been introduced, allowing individuals to perform instant transfers between participating banks using QR codes, phone numbers, or NFC technology without manual IBAN entry. In Moldova, financial institutions and the central bank are expanding digital payment capabilities. Moldindconbank introduced a feature for businesses to conduct B2B payments via QR code scanning through the Mobile MICB Business application, ensuring immediate fund transfers even on weekends and holidays. Additionally, the maib application launched a ‘Split the Bill’ feature for group transactions. Following these developments, the National Bank of Moldova officially introduced a new Business-to-Business (B2B) functionality for the MIA Instant Payments system. This update enables companies to execute immediate transfers to other legal entities by scanning QR codes through online banking. Governor Anca Dragu stated that the evolution of the MIA system supports the “digitalization of financial processes” and strengthens its role as a modern payment infrastructure. The MIA system currently serves over one million unique users and more than 12,000 economic agents. ## Timeline ### 2026-09-15: National Bank of Moldova launches B2B QR code instant payments The National Bank of Moldova has launched QR code-based B2B instant payments via the MIA system to accelerate capital flows and digitalize business transactions. 4 sources. https://clstr.news/cluster/national-bank-of-moldova-launches-b2b-qr-code-instant-payments ### 2026-09-12: RoPay and Moldindconbank introduce instant mobile payment features New instant payment services via QR codes and mobile banking are expanding in Romania and Moldova, facilitating easier peer-to-peer, B2B, and group expense splitting. 2 sources. https://clstr.news/cluster/ropay-and-moldindconbank-introduce-instant-mobile-payment-features --- Cite as: Instant mobile payment expansion in Romania and Moldova. CLSTR, https://clstr.news/situations/instant-mobile-payment-expansion-in-romania-and-moldova