# Italian automobile insurance cost disparities > Live situation record from CLSTR: https://clstr.news/situations/italian-automobile-insurance-cost-disparities > Updated: 2026-10-23T06:00:31.000Z. Sources: 4. Developments: 2. Data from the Segugio.it Insurance Observatory indicates that Italian car insurance premiums are significantly higher than those in other major European economies, such as Germany, Spain, and France. As of September 2026, Italian motorists face a growing gap in civil liability coverage costs compared to their neighbors. Within Italy, significant regional disparities exist. In Calabria, regional averages exceed the national average, with Crotone identified as the most expensive province and Cosenza as the most affordable. In response to these inequities, the Movimento Equità Territoriale has begun mobilizing to protest regional price gaps. The movement highlights that insurance costs in southern cities like Naples can be nearly double those in northern cities like Milan, even for drivers without accident histories. Members of the movement are calling for legislative intervention to address these disparities and ensure greater fairness for southern motorists. ## Timeline ### 2026-10-23: Territorial equity movement protests Italian auto insurance disparities The Movimento Equità Territoriale is protesting high automobile insurance rates in Southern Italy, demanding legislative action to address price disparities between the North and South. 2 sources. https://clstr.news/cluster/territorial-equity-movement-protests-italian-auto-insurance-disparities ### 2026-10-14: Italy car insurance costs rise relative to European neighbors Italian car insurance premiums are significantly higher than in Germany, France, and Spain, with notable regional price disparities in Southern Italy. 2 sources. https://clstr.news/cluster/italy-car-insurance-costs-rise-relative-to-european-neighbors --- Cite as: Italian automobile insurance cost disparities. CLSTR, https://clstr.news/situations/italian-automobile-insurance-cost-disparities