# Motorcycle theft and insurance in the Netherlands

> Live situation record from CLSTR: https://clstr.news/situations/motorcycle-theft-and-insurance-in-the-netherlands
> Updated: 2026-10-19T18:42:37.000Z. Sources: 4. Developments: 2.

Motorcycle theft trends in the Netherlands show mixed results. National data from early 2026 indicates a 6% decrease in thefts compared to the previous year. While major cities like Amsterdam, Haarlem, and Utrecht reported declines, other municipalities such as Breda, Oss, and Gooise Meren experienced increases.

Despite the national decline, theft risks remain significant, with an average of six motorcycles or scooters stolen daily. This risk is compounded by insurance complexities during winter storage. While riders can suspend license plates to save on road tax, doing so does not automatically adjust insurance coverage. Experts warn that many riders may leave themselves unprotected against theft, fire, or storm damage by incorrectly managing their policies, and recommend using specific security measures like ART-locks.

## Timeline

### 2026-10-19: Motorcyclists in the Netherlands face insurance risks during winter storage

Dutch motorcyclists risk losing coverage for theft and fire if they cancel insurance policies entirely when suspending license plates for winter storage.

2 sources. https://clstr.news/cluster/motorcyclists-in-the-netherlands-face-insurance-risks-during-winter-storage

### 2026-10-19: Motorcycle thefts in the Netherlands show mixed trends

Motorcycle thefts in the Netherlands showed a 6% national decrease between 2025 and 2026, with declines in Amsterdam, Haarlem, and Utrecht, despite rising numbers in Breda and Oss.

2 sources. https://clstr.news/cluster/motorcycle-thefts-in-the-netherlands-show-mixed-trends

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Cite as: Motorcycle theft and insurance in the Netherlands. CLSTR, https://clstr.news/situations/motorcycle-theft-and-insurance-in-the-netherlands