# OppFi Q2 2026 financial performance

> Live situation record from CLSTR: https://clstr.news/situations/oppfi-q2-2026-financial-performance
> Updated: 2026-08-11T04:07:08.000Z. Sources: 2. Developments: 2.

OppFi reported record revenue of approximately $145 million for the second quarter, representing a 2% year-over-year increase. However, the company experienced a 27% decline in adjusted net income, which fell to roughly $29 million compared to $39.4 million in the prior-year period.

This decline in profitability was linked to increased acquisition-related fees from the pending purchase of BNC National Bank, one-time corporate simplification expenses, and delays regarding a new line of credit product and the LOLA system migration. Furthermore, tightened underwriting in specific customer segments resulted in a 9% year-over-year decline in originations to $212 million. Following these results, OppFi shares dropped nearly 25% and the company lowered its full-year 2026 guidance for both revenue and adjusted net income.

## Timeline

### 2026-08-11: OppFi shares drop nearly 25% following Q2 earnings miss

OppFi shares dropped nearly 25% after reporting record Q2 revenue of $145 million but missing profit estimates due to acquisition costs and lowered full-year guidance.

2 sources. https://clstr.news/cluster/oppfi-shares-drop-nearly-25-following-q2-earnings-miss

### 2026-07-31: Oppenheimer Holdings posts $27.4 M Q2 profit, cites $24.9 M stock‑linked compensation cost

Oppenheimer Holdings posted $27.4 M Q2 net income on $454.9 M revenue, but a $24.9 M stock‑linked compensation cost lowered reported earnings; adjusted profit was $45.7 M.

2 sources. https://clstr.news/cluster/oppenheimer-holdings-posts-274-m-q2-profit-cites-249-m-stocklinked-compensation-cost

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Cite as: OppFi Q2 2026 financial performance. CLSTR, https://clstr.news/situations/oppfi-q2-2026-financial-performance