# Pag-IBIG Fund housing asset growth and affordability efforts

> Live situation record from CLSTR: https://clstr.news/situations/pag-ibig-fund-housing-asset-growth-and-affordability-efforts
> Updated: 2026-09-03T03:12:20.000Z. Sources: 5. Developments: 2.

The Pag-IBIG Fund has reached a significant milestone, with gross housing-related assets exceeding P1 trillion as of late July. This total includes P971.39 billion in housing-related loans and P38.47 billion in other housing assets. Housing and wholesale loan releases grew by 12 percent during the first seven months of the year compared to the previous year.

To support the Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program, the fund is maintaining low housing loan rates to ensure affordability for Filipino workers amidst rising commercial lending costs. Measures include a subsidized 3 percent interest rate for qualified socialized housing borrowers, special promotional rates, and an increased housing loan limit of ₱10 million. The agency is also expanding partnerships with residential developers to increase housing options for its members.

## Timeline

### 2026-09-03: Pag-IBIG Fund maintains low housing loan rates for Filipino workers

Pag-IBIG Fund is maintaining low housing loan rates and increasing loan limits to ₱10 million to support affordable homeownership under the Expanded 4PH Program in the Philippines.

3 sources. https://clstr.news/cluster/pag-ibig-fund-maintains-low-housing-loan-rates-for-filipino-workers

### 2026-08-25: Pag-IBIG Fund housing assets exceed P1 trillion

Pag-IBIG Fund’s gross housing-related assets reached P1.01 trillion by the end of July, driven by increased financing for Filipino homebuyers and housing developers.

2 sources. https://clstr.news/cluster/pag-ibig-fund-housing-assets-exceed-p1-trillion

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Cite as: Pag-IBIG Fund housing asset growth and affordability efforts. CLSTR, https://clstr.news/situations/pag-ibig-fund-housing-asset-growth-and-affordability-efforts