# Peruvian pension system administration and protection

> Live situation record from CLSTR: https://clstr.news/situations/peruvian-pension-system-administration-and-protection
> Updated: 2026-09-29T13:35:24.000Z. Sources: 4. Developments: 2.

The Oficina de Normalización Previsional (ONP) in Peru has implemented measures to support and protect participants within the National Pension System (SNP).

In mid-September, the ONP, alongside the Jurado Nacional de Elecciones (JNE), launched a fraud prevention initiative in Cusco. The program aims to protect retirees from scams involving misinformation about bonuses and administrative procedures. Officials advised affiliates to verify information through official channels and avoid sharing personal data or clicking suspicious links.

By late September, the ONP highlighted options for independent workers to maintain their benefits through voluntary contributions. These workers can secure retirement pensions and health insurance by contributing 13% of their declared Monthly Insurable Income (IMA), which must be at least the current Minimum Living Wage of S/ 1,130.

## Timeline

### 2026-09-29: ONP offers voluntary pension contributions for independent workers in Peru

Independent workers in Peru can secure retirement pensions and health insurance through voluntary 13% contributions to the ONP, even when no longer on a formal payroll.

2 sources. https://clstr.news/cluster/onp-offers-voluntary-pension-contributions-for-independent-workers-in-peru

### 2026-09-15: ONP issues fraud prevention guidance for Peruvian pensioners

Peru's ONP and JNE are educating pensioners in Cusco on how to identify and avoid scams involving fraudulent bonuses, benefit claims, and requests for personal information.

2 sources. https://clstr.news/cluster/onp-issues-fraud-prevention-guidance-for-peruvian-pensioners

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Cite as: Peruvian pension system administration and protection. CLSTR, https://clstr.news/situations/peruvian-pension-system-administration-and-protection