# Polish bank deposit interest rate rankings

> Live situation record from CLSTR: https://clstr.news/situations/polish-bank-deposit-interest-rate-rankings
> Updated: 2026-08-25T04:56:00.000Z. Sources: 2. Developments: 2.

In August 2026, Polish bank deposit rankings showed significant fluctuations in interest rates across different timeframes.

Initially, three-month deposit rankings were led by Raiffeisen Digital Bank and Bank Nowy, both offering an annual interest rate of 5.50 percent for new customers with a 100,000 PLN limit. Other notable providers included Nest Bank, Erste Bank Polska, and Inbank.

By late August, annual deposit rankings indicated a shift in leadership. Inbank took the top position with its Standard Deposit, which increased its rate from 4.10% to 4.15% per annum. BNP Paribas Bank Polska followed in second place with a progressive offer averaging 4.03%. Several providers, including BFF Banking Group, CA Auto Bank, Toyota Bank, and Raiffeisen Digital Bank, tied for third place with a 4% annual interest rate.

## Timeline

### 2026-08-25: Inbank leads annual bank deposit rankings with 4.15% rate

A new annual ranking of bank deposits shows Inbank leading with a 4.15% interest rate, followed by BNP Paribas Bank Polska at 4.03%. Several other banks offer 4% annual rates.

2 sources. https://clstr.news/cluster/inbank-leads-annual-bank-deposit-rankings-with-415-rate

### 2026-08-10: Raiffeisen Digital Bank and Bank Nowy lead three-month deposit rankings

Raiffeisen Digital Bank and Bank Nowy lead the August three-month deposit rankings with 5.50 percent annual interest rates.

3 sources. https://clstr.news/cluster/raiffeisen-digital-bank-and-bank-nowy-lead-three-month-deposit-rankings

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Cite as: Polish bank deposit interest rate rankings. CLSTR, https://clstr.news/situations/polish-bank-deposit-interest-rate-rankings