# Polish insurance market performance trends

> Live situation record from CLSTR: https://clstr.news/situations/polish-insurance-market-performance-trends
> Updated: 2026-09-28T06:29:52.000Z. Sources: 7. Developments: 2.

The Polish insurance market experienced varying performance metrics throughout the first half of 2026. In the autocasco (AC) segment, technical results declined sharply from 478.58 million PLN to 96.09 million PLN. While gross written premiums for the broader sector rose by 6.56% year-on-year, AC claims and benefits surged by 11.48%, driven by increased claim frequency and higher settlement costs. The Polish Financial Supervision Authority (KNF) noted that this deterioration might stem from aggressive price competition.

In the corporate insurance sector, premiums accelerated during the second quarter of 2026 following a weak first quarter. Growth in the Fire & Property segment reached 106% in Q2, while liability insurance saw a 5% increase in the first half of the year. The motor corporate segment also showed improvement, with Q2 growth reaching 105% after previous declines. Despite this premium growth, profitability remains a concern, as the technical margin for motor insurance was reported at only 0.9% for the first half of the year.

## Timeline

### 2026-09-28: Corporate insurance premiums accelerate in Poland during Q2 2026

Polish corporate insurance premiums accelerated in Q2 2026, with Fire & Property and liability segments showing growth despite pricing pressures and profitability challenges.

6 sources. https://clstr.news/cluster/corporate-insurance-premiums-accelerate-in-poland-during-q2-2026

### 2026-09-11: Polish autocasco insurance technical results decline sharply

Poland's autocasco insurance technical results fell sharply in H1 2026 due to rising claim frequency and costs, prompting KNF to suggest potential tariff corrections.

2 sources. https://clstr.news/cluster/polish-autocasco-insurance-technical-results-decline-sharply

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Cite as: Polish insurance market performance trends. CLSTR, https://clstr.news/situations/polish-insurance-market-performance-trends
