# Shinhan Group AI financial service expansion

> Live situation record from CLSTR: https://clstr.news/situations/shinhan-group-ai-financial-service-expansion
> Updated: 2026-09-09T01:01:16.000Z. Sources: 5. Developments: 2.

Shinhan Group entities in South Korea are expanding their use of artificial intelligence for automated financial services.

Shinhan Securities launched ‘Shinhan SOL Robo Pension’, an AI-based robo-advisor service for Individual Retirement Pension (IRP) customers. The service uses a proprietary AI quant model to automate ETF asset allocation, security selection, and portfolio rebalancing based on user profiles.

Following this, Shinhan Card began developing a next-generation autonomous AI engine. Supported by a Ministry of SMEs and Startups R&D project, this initiative aims to overcome current generative AI limitations by structuring complex regulations and policies into real-time product recommendations. The company intends to expand this technology from product recommendations to risk management, marketing, and customer consultation.

## Timeline

### 2026-09-09: Shinhan Card begins development of autonomous AI engine for financial products

Shinhan Card is developing an AI engine to provide real-time, autonomous financial product recommendations, addressing current AI limitations regarding complex regulatory and policy conditions.

3 sources. https://clstr.news/cluster/shinhan-card-begins-development-of-autonomous-ai-engine-for-financial-products

### 2026-08-31: Shinhan Securities launches AI-based robo-advisor for retirement pensions

Shinhan Securities launched ‘Shinhan SOL Robo Pension’, an AI-driven service that automates ETF asset allocation and rebalancing for individual retirement pension (IRP) accounts.

2 sources. https://clstr.news/cluster/shinhan-securities-launches-ai-based-robo-advisor-for-retirement-pensions

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Cite as: Shinhan Group AI financial service expansion. CLSTR, https://clstr.news/situations/shinhan-group-ai-financial-service-expansion