# Spanish healthcare insurance company contract developments

> Developing situation record from CLSTR: https://clstr.news/situations/spanish-healthcare-insurance-company-contract-developments
> Updated: 2026-10-29T06:10:01.000Z. Sources: 7. Developments: 2.

Insurance providers Asisa and SegurCaixa Adeslas announced they will not submit bids for the 2027 military mutual insurance society (Isfas) healthcare service tenders. Asisa stated that the economic conditions for the Isfas tender are insufficient, noting that funding is significantly lower than the per capita funding of the public health system. The company added that the required coverage is more demanding than the National Health System, which risks the economic sustainability of their model. SegurCaixa Adeslas similarly concluded that financial projections for 2027 do not reach the equilibrium necessary to assume a new contract. Both companies intend to fulfill current obligations under existing agreements until those contracts expire.

## Timeline

### 2026-10-29: Spanish insurance companies form regional partnerships

ASISA and Mutua Levante have partnered in Valencia, while Creex and SegurCaixa Adeslas have formed an alliance in Extremadura to expand health insurance access.

3 sources. https://clstr.news/cluster/spanish-insurance-companies-form-regional-partnerships

### 2026-10-27: Asisa and Adeslas decline 2027 ISFAS healthcare contract

Asisa and SegurCaixa Adeslas will bid for the 2027 Mugeju healthcare contract but have declined to bid for Isfas, citing insufficient funding and unsustainable economic conditions.

5 sources. https://clstr.news/cluster/asisa-and-adeslas-decline-2027-isfas-healthcare-contract

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Cite as: Spanish healthcare insurance company contract developments. CLSTR, https://clstr.news/situations/spanish-healthcare-insurance-company-contract-developments