# TransUnion financial growth and credit system overhaul

> Live situation record from CLSTR: https://clstr.news/situations/transunion-financial-growth-and-credit-system-overhaul
> Updated: 2026-08-25T23:01:00.000Z. Sources: 2. Developments: 2.

TransUnion reported strong financial performance in its second-quarter 2026 results, noting a 15 percent year-over-year revenue increase to $1.31 billion. Following these results, the company raised its full-year 2026 revenue guidance and reported growth across U.S. and international markets.

Building on this momentum, TransUnion announced a major overhaul of its consumer credit scoring system. Starting next month and continuing through June 2027, the agency will expand its scoring range from a maximum of 710 to a scale of 0 to 999. The new system will utilize a broader set of data, including account trends and credit card utilization, to provide a “fuller picture” of consumer behavior. This update is intended to better differentiate between consumers with poor credit and those with limited credit history.

## Timeline

### 2026-08-25: TransUnion to overhaul consumer credit scoring system

TransUnion will overhaul its credit scoring system next month, expanding the range to 0-999 and using broader data like account trends to provide a more precise view of consumer financial behavior.

2 sources. https://clstr.news/cluster/transunion-to-overhaul-consumer-credit-scoring-system

### 2026-07-28: TransUnion reports 15% Q2 revenue growth and raises 2026 guidance

TransUnion posted Q2 2026 revenue of $1.31 bn (+15%), net income $143 m, EPS $0.74, adjusted EBITDA $456 m, raised full‑year revenue guidance to 12‑13% and highlighted 11% US growth.

23 sources. https://clstr.news/cluster/transunion-posts-strong-q2-2026-results-raises-full-year-outlook

---
Cite as: TransUnion financial growth and credit system overhaul. CLSTR, https://clstr.news/situations/transunion-financial-growth-and-credit-system-overhaul