# UAE banking sector AI regulation

> Live situation record from CLSTR: https://clstr.news/situations/uae-banking-sector-ai-regulation
> Updated: 2026-08-31T02:18:19.000Z. Sources: 5. Developments: 2.

The Central Bank of the UAE has released a formal Guidance Note to regulate the responsible use of artificial intelligence by licensed financial institutions. The directive focuses on governance, fairness, explainability, human oversight, and data privacy, reflecting the integration of AI into the core operating infrastructure of the Emirati banking sector. This shift is noted to be particularly significant for corporate banking operations, such as credit decisions and working capital management.

## Timeline

### 2026-08-31: Central banks issue warnings over fraudulent banking and AI scams

Central banks in The Bahamas and Mauritius have issued warnings against unauthorized banking entities and AI-generated deepfake scams used to promote fraudulent investment schemes.

3 sources. https://clstr.news/cluster/central-banks-issue-warnings-over-fraudulent-banking-and-ai-scams

### 2026-08-25: UAE Central Bank issues guidance on AI in banking

The Central Bank of the UAE has issued new guidance on responsible AI deployment, marking the technology's transition into core infrastructure for the nation's corporate banking sector.

2 sources. https://clstr.news/cluster/uae-central-bank-issues-guidance-on-ai-in-banking

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Cite as: UAE banking sector AI regulation. CLSTR, https://clstr.news/situations/uae-banking-sector-ai-regulation