# UMOA banking and financial market growth

> Live situation record from CLSTR: https://clstr.news/situations/umoa-banking-and-financial-market-growth
> Updated: 2026-08-26T20:45:42.000Z. Sources: 15. Developments: 2.

The West African Monetary Union (UMOA) financial sector experienced significant growth and increased stability throughout 2025. Banking profits for credit institutions rose by 25.5% to reach 1,252.1 billion FCFA, with Côte d'Ivoire and Senegal emerging as the primary profit leaders. While Togo recorded a deficit, the microfinance sector showed signs of recovery, moving from a loss in 2024 to a net profit of 35.6 billion FCFA in 2025.

Total assets for credit institutions in the union grew by 14.1% to 82,298.8 billion FCFA. Côte d'Ivoire and Senegal continue to dominate the region, controlling 57.1% of banking assets. National market leaders were identified in Benin, where the Banque Internationale pour l’Industrie et le Commerce holds a significant share, and in Togo, where Orabank Togo maintains the largest market share.

By August 2026, the regional stock exchange (BRVM) saw market capitalization exceed 20,000 billion FCFA, supported by rising indices and a rebound in SONATEL shares.

## Timeline

### 2026-08-26: West African financial markets show growth in banking assets and stock capitalization

The UMOA banking sector and BRVM stock exchange show growth, with total regional banking assets reaching 82,298.8 billion FCFA and market capitalization exceeding 20,000 billion FCFA.

8 sources. https://clstr.news/cluster/burkina-faso-records-historic-23204-billion-fcfa-trade-surplus

### 2026-08-23: UMOA banking sector sees profit rise to 1,252.1 billion FCFA in 2025

UMOA credit institutions saw a 25.5% increase in net profits to 1,252.1 billion FCFA in 2025, led by Côte d'Ivoire, while large-scale microfinance returned to profitability.

7 sources. https://clstr.news/cluster/umoa-banking-sector-sees-profit-rise-to-12521-billion-fcfa-in-2025

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Cite as: UMOA banking and financial market growth. CLSTR, https://clstr.news/situations/umoa-banking-and-financial-market-growth
