# uniVersa insurance performance ratings

> Live situation record from CLSTR: https://clstr.news/situations/universa-insurance-performance-ratings
> Updated: 2026-10-06T07:40:27.000Z. Sources: 13. Developments: 2.

The German insurer uniVersa has received high marks in various industry evaluations. Stiftung Warentest awarded its uni-dent|Top 100 dental supplementary insurance plan the top rating of “Sehr gut (0,5)”, noting its comprehensive coverage for regular and private care without age restrictions or waiting periods.

In subsequent assessments of the broader private health insurance market, uniVersa received top ratings for financial stability and performance. The Nuremberg-based insurer was awarded five stars by MORGEN & MORGEN and a six-compass rating by Ascore, based on metrics regarding security, success, and stability.

## Timeline

### 2026-10-06: uniVersa receives top ratings in German private health insurance assessments

German private health insurance providers offer specialized tariffs for civil servants, while uniVersa has received top ratings from M&M and Ascore for its financial substance and stability.

3 sources. https://clstr.news/cluster/universa-receives-top-ratings-in-german-private-health-insurance-assessments

### 2026-09-14: Stiftung Warentest awards top rating to uniVersa dental insurance

Stiftung Warentest awarded uniVersa's dental insurance a top rating, while health experts warn of the risks of secondary caries under dental crowns.

10 sources. https://clstr.news/cluster/universa-dental-insurance-receives-top-rating-from-stiftung-warentest

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Cite as: uniVersa insurance performance ratings. CLSTR, https://clstr.news/situations/universa-insurance-performance-ratings