# US community bank regulatory adjustments > Live situation record from CLSTR: https://clstr.news/situations/us-community-bank-regulatory-adjustments > Updated: 2026-09-10T22:06:17.000Z. Sources: 5. Developments: 2. U.S. banking regulators, including the Federal Reserve, the FDIC, and the OCC, have implemented several structural adjustments to reduce regulatory friction for community banks. Initially, policy overhauls regarding the community bank leverage ratio (CBLR) expanded eligibility for a simplified framework. This allows qualifying institutions to bypass complex risk-weighted asset calculations in favor of a streamlined equity-to-asset threshold, leaving only 60 U.S. institutions outside this framework. Following these capital rule changes, regulators announced an interim final rule to expand eligibility for extended 18-month examination cycles. This measure, implementing provisions from the 21st Century ROAD to Housing Act, raises the asset threshold for certain low-risk, well-managed, and well-capitalized institutions from $3 billion to $6 billion. The move is intended to reduce the resources qualifying banks must devote to the examination process while maintaining offsite monitoring. ## Timeline ### 2026-09-10: US banking regulators expand eligibility for extended exam cycles US banking regulators are raising the asset threshold from $3 billion to $6 billion for certain low-risk community banks to qualify for an extended 18-month examination cycle. 2 sources. https://clstr.news/cluster/us-banking-regulators-expand-eligibility-for-extended-exam-cycles ### 2026-09-04: U.S. community banks see expanded eligibility for streamlined capital rules U.S. regulatory updates to the community bank leverage ratio (CBLR) have expanded eligibility, leaving only 60 institutions outside the simplified capital requirement framework. 3 sources. https://clstr.news/cluster/us-community-banks-see-expanded-eligibility-for-streamlined-capital-rules --- Cite as: US community bank regulatory adjustments. CLSTR, https://clstr.news/situations/us-community-bank-regulatory-adjustments