# US health insurance open enrollment for 2027

> Live situation record from CLSTR: https://clstr.news/situations/us-health-insurance-open-enrollment-for-2027
> Updated: 2026-10-26T18:00:06.000Z. Sources: 4. Developments: 2.

The open enrollment period for the Health Insurance Marketplace for 2027 is scheduled to run from November 1, 2026, to January 15, 2027. To ensure coverage begins on January 1, individuals must enroll or change plans by December 15.

While original Affordable Care Act premium tax credits remain available to assist eligible households, many consumers may face higher premiums. This follows the expiration of enhanced premium tax credits in January 2026, which had previously provided larger subsidies and expanded eligibility.

## Timeline

### 2026-10-26: US Health Insurance Open Enrollment for 2027

The 2027 US health insurance open enrollment period begins November 1, 2026. Shoppers may face higher premiums following the expiration of enhanced ACA tax credits in early 2026.

4 sources. https://clstr.news/cluster/us-health-insurance-open-enrollment-for-2027

### 2026-10-03: Obamacare 2027 open enrollment dates announced

Obamacare open enrollment for 2027 runs from November 1, 2026, to January 15, 2027. Deadlines and special enrollment rules apply for those seeking coverage.

2 sources. https://clstr.news/cluster/obamacare-2027-open-enrollment-dates-announced

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Cite as: US health insurance open enrollment for 2027. CLSTR, https://clstr.news/situations/us-health-insurance-open-enrollment-for-2027