# US regional banking third-quarter earnings > Live situation record from CLSTR: https://clstr.news/situations/us-regional-banking-third-quarter-earnings > Updated: 2026-10-22T23:03:50.000Z. Sources: 5. Developments: 2. Major US regional banks reported their third-quarter financial results in October 2026. Home Bancshares, the parent company of Centennial Bank, achieved a record net income of $129.5 million, up from $119.3 million in the previous quarter. The company reported an improved net interest margin of 4.53%, which Chairman John Allison attributed to disciplined balance sheet management. Home Bancshares also increased its quarterly dividend by 9.5% and continued share repurchase programs. United Bankshares Inc. reported a third-quarter profit of $128.7 million, driven by a record net interest income of $294.251 million. CEO Richard M. Adams Jr. cited strong organic growth and an expanding net interest margin of 3.86% as key factors. Meanwhile, Huntington Bancshares reported third-quarter revenue that fell below consensus estimates, though earnings per share remained within expected ranges. CEO Stephen Steinour emphasized the strategic integration of partnerships and disciplined risk management. ## Timeline ### 2026-10-22: United Bankshares and Huntington Bancshares report third-quarter results United Bankshares achieved record net interest income in Q3, while Huntington Bancshares missed revenue estimates but maintained its long-term growth outlook. 3 sources. https://clstr.news/cluster/united-bankshares-and-huntington-bancshares-report-third-quarter-results ### 2026-10-17: Home Bancshares reports record $129.5 million third-quarter profit Home Bancshares reported record third-quarter net income of $129.5 million, driven by improved net interest margins and disciplined balance sheet management. 2 sources. https://clstr.news/cluster/home-bancshares-reports-record-1295-million-third-quarter-profit --- Cite as: US regional banking third-quarter earnings. CLSTR, https://clstr.news/situations/us-regional-banking-third-quarter-earnings