# Vehicle insurance coverage for animal and bicycle accidents > Live situation record from CLSTR: https://clstr.news/situations/vehicle-insurance-coverage-for-animal-and-bicycle-accidents > Updated: 2026-10-09T16:40:05.000Z. Sources: 6. Developments: 2. Information regarding vehicle insurance coverage for accidents involving animals and other road users highlights varying policy structures and legal liabilities. In Romania, Allianz-Țiriac offers specific CASCO components within certain ‘My Car’ packages that cover damages from animal collisions, as well as damage caused by animals biting, scratching, or entering engine compartments. However, these specific packages do not cover damage occurring inside the passenger cabin or trunk. In California, legal frameworks establish that bicyclists hold the same standing as drivers, making motorists liable for injuries and property damage. As of January 1, 2025, mandatory minimum coverage in California includes $30,000 for bodily injury per person, $60,000 per crash, and $15,000 for property damage. While comprehensive and collision policies generally cover vehicle damage from animal strikes, standard liability insurance typically only covers damage to third parties rather than the policyholder’s own vehicle. ## Timeline ### 2026-10-09: Car insurance coverage for bicycle and animal accidents Car insurance coverage for accidents involving cyclists or animals depends on policy types, such as liability, collision, or comprehensive coverage, and specific regional laws. 2 sources. https://clstr.news/cluster/car-insurance-coverage-for-bicycle-and-animal-accidents ### 2026-09-27: Allianz-Țiriac provides insurance coverage for animal-related vehicle damage Vehicle insurance coverage for animal-related damage, including collisions and engine compartment interference, depends on specific CASCO policy terms, though interior cabin damage is typically excluded. 4 sources. https://clstr.news/cluster/allianz-iriac-provides-insurance-coverage-for-animal-related-vehicle-damage --- Cite as: Vehicle insurance coverage for animal and bicycle accidents. CLSTR, https://clstr.news/situations/vehicle-insurance-coverage-for-animal-and-bicycle-accidents