# Vietnam student loan policy expansion > Developing situation record from CLSTR: https://clstr.news/situations/vietnam-student-loan-policy-expansion > Updated: 2026-11-09T08:27:31.000Z. Sources: 17. Developments: 2. The Vietnamese government has announced a new credit policy for students through Decision No. 50/2026/QD-TTg, which is scheduled to take effect on January 1, 2027. The policy increases the maximum monthly loan amount from 4 million VND to 8 million VND per student to cover tuition, books, equipment, accommodation, and travel expenses. Eligible recipients include Vietnamese citizens studying at universities or vocational schools who face difficult circumstances. Specific qualifying groups include orphans, students from poor or near-poor households, and those experiencing sudden financial hardship due to illness, accidents, natural disasters, or epidemics. The Vietnam Bank for Social Policies will manage the loans. These loans will not require collateral, and interest rates will match those provided to poor households. The policy aims to ensure that financial pressures do not force students to discontinue their education, aligning with national resolutions regarding breakthroughs in education and training. Experts suggest the policy aligns with national goals to expand financial support and educational opportunities. ## Timeline ### 2026-11-09: Vietnam to increase student loan limits to 8 million VND monthly Effective January 1, 2027, Vietnam will raise monthly student loan limits to 8 million VND for those in higher education or vocational training facing financial hardship. 3 sources. https://clstr.news/cluster/vietnam-announces-new-student-credit-policy-to-increase-loan-limits ### 2026-11-05: Vietnam to provide student loans up to 8 million VND monthly From January 2027, disadvantaged students in Vietnam can access monthly loans of up to 8 million VND for tuition and living costs via the Vietnam Bank for Social Policies. 16 sources. https://clstr.news/cluster/vietnam-social-policy-bank-provides-loans-for-students-in-need --- Cite as: Vietnam student loan policy expansion. CLSTR, https://clstr.news/situations/vietnam-student-loan-policy-expansion