# Zurich Insurance Tesla FSD pricing integration

> Live situation record from CLSTR: https://clstr.news/situations/zurich-insurance-tesla-fsd-pricing-integration
> Updated: 2026-09-14T06:40:36.000Z. Sources: 5. Developments: 2.

Zurich Australian Insurance Limited has introduced a motor insurance pricing model that incorporates Tesla’s Full Self-Driving (FSD) (Supervised) technology as a rating factor. Through its ‘InsureMyTesla’ offering, the company aims to adjust premiums to reflect the lower risk profile associated with supervised autonomous driving.

According to the insurer, Tesla data suggests that vehicles using FSD (Supervised) experience seven times fewer major or minor collisions than standard electric vehicles. Alex Morgan, head of General Insurance at Zurich, stated that while machines are not perfect, they “generally commit fewer errors than humans, who are prone to fatigue and distraction.”

Zurich is the second insurer globally to utilize FSD data for risk assessment. However, the company noted that the technology does not mitigate risks from external factors such as theft, weather damage, or collisions involving non-autonomous objects.

## Timeline

### 2026-09-14: Zurich Insurance incorporates Tesla self-driving into Australian pricing

Zurich Australian Insurance is the first Australian insurer to use Tesla’s Full Self-Driving technology as a risk rating factor to price motor insurance for eligible customers.

2 sources. https://clstr.news/cluster/zurich-insurance-incorporates-tesla-self-driving-into-australian-pricing

### 2026-08-28: Zurich Insurance joins UnderwriteMe Protection Platform

Zurich Insurance has integrated its personal and income protection products into the UnderwriteMe Protection Platform, allowing advisers to access underwritten ‘buy now’ offers via a single application.

3 sources. https://clstr.news/cluster/zurich-insurance-joins-underwriteme-protection-platform

---
Cite as: Zurich Insurance Tesla FSD pricing integration. CLSTR, https://clstr.news/situations/zurich-insurance-tesla-fsd-pricing-integration