Agirc-Arrco and Carsat pension adjustments may diverge in 2027

In 2027, French private-sector retirees may see different adjustment rates for their basic and complementary pensions. The basic pension, managed by Carsat, is theoretically revalued on January 1st based on the previous year's inflation as measured by Insee. Some media projections suggest a potential increase of approximately 1.6% for the basic pension, though no official rate has been set.

In contrast, the Agirc-Arrco complementary pension follows a different logic and calendar. Its evolution is determined by decisions made by the social partners who manage the scheme, meaning it does not automatically mirror the inflation-based adjustments applied to the basic pension.