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Arch Lending accepts tokenized gold as loan collateral
Arch Lending, an alternative-asset lending platform operated by ChainFi, Inc., has announced it will now accept PAX Gold (PAXG) and Tether Gold (XAUT) as loan collateral. The platform offers starting loan-to-value ratios of up to 75%.
This move marks the platform as the first institutional-grade lender to provide tokenized-gold borrowing within a regulated, custodial structure. Unlike decentralized protocols, Arch Lending provides fixed 12-month terms with funding available in US dollars or USDC. The collateral is held by Anchorage Digital, a federally chartered bank.
PAX Gold, issued by Paxos Trust Company, is backed by LBMA-accredited London Good Delivery bars held in Brink’s vaults. Tether Gold, issued by TG Commodities Limited, is backed by London Good Delivery bars held in Swiss custody. The expansion targets gold investors, wealth advisors, and corporate treasuries. According to CoinGecko, the tokenized gold category saw $90.7 billion in spot trading volume in the first quarter of 2026, exceeding the total volume recorded in 2025.
Entities
Anchorage Digital · Arch Lending · ChainFi, Inc. · Paxos Trust Company · TG Commodities Limited
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 3 SOURCES] Collateral is custodied by Anchorage Digital, a federally chartered bank. bitcoinethereumnews.com · aijourn.com
- [● 3 SOURCES] Loans start at $250,000 with 12-month terms. bitcoinethereumnews.com · aijourn.com
- [● 3 SOURCES] Tokenized gold generated $90.7 billion in spot trading volume in Q1 2026. bitcoinethereumnews.com · aijourn.com
- [● 3 SOURCES] Arch Lending has begun accepting PAX Gold and Tether Gold as collateral. bitcoinethereumnews.com · aijourn.com
- [● 3 SOURCES] The platform offers starting loan-to-value ratios of up to 75%. bitcoinethereumnews.com · aijourn.com