Argentina banks' 30‑day fixed‑term deposit rates and returns

Fixed‑term deposits (plazo fijo) remain a popular low‑risk option for Argentine savers. Throughout August 2026, major banks listed their annual nominal rates (TNA) for 30‑day deposits, ranging from 16% to 23%. Using a reference TNA of 19%, a deposit of 1,000,000 ARS would generate roughly 15,616 ARS in interest, returning about 1,015,616 ARS at maturity.

Banks and their quoted TNA for 30‑day deposits include: Banco Nación 19%, Banco Galicia 17.5%, Banco BBVA 18.25%, Banco Santander 16%, Banco Provincia de Buenos Aires 19.5‑21%, Banco Macro 18.5%, ICBC Argentina 17.7%, Banco Ciudad 17%, Banco Patagonia 16%, Banco Credicoop 17.5%, Banco BICA 22%, Banco CMF 22%, Banco Comafi 18%, Banco de Comercio 19%, Banco de Córdoba 20.75%, Banco del Sol 21%, Banco Hipotecario 17‑20.5%, among others. Customers can open a fixed‑term deposit via home‑banking apps by selecting the investment section, entering the amount, choosing a 30‑day term, and confirming the operation.