Banco Nación launches new vehicle financing in UVA and pesos

Banco Nación has launched a new vehicle financing line under its ‘+Autos con BNA’ program, offering loans for both new and used vehicles. The credit can cover up to 100% of the vehicle's value, with a maximum amount of $100 million per user. The program is applicable to cars, pickups, and utility vehicles, including used models up to 10 years old.

Customers can choose between two distinct credit modalities. The traditional option provides fixed-rate loans in pesos with terms of up to 72 months. The new UVA-based option, which adjusts for inflation, offers terms ranging from 12 to 60 months. To provide greater predictability, the UVA modality includes an additional annual premium of 1 percentage point to help mitigate fluctuations in relation to the Wage Variation Coefficient (CVS).

Interest rates for the UVA option are set at UVA + 19% nominal annual rate for clients who receive their salaries through Banco Nación, and UVA + 25% for other clients. For the fixed-rate peso option, the rates are 36% TNA for payroll clients and 46% for others. The application process is conducted online using only a national identity document (DNI) through a network of over 1,400 participating dealerships.