Banco Provincia money market funds offer higher returns than fintech accounts

As interest rate scenarios shift, digital wallet remunerated accounts are seeing decreased relative returns compared to other liquidity options. For instance, between July 2025 and July 2026, a popular fintech remunerated account yielded a 28% annual return, while Banco Provincia’s Raíces 24/7 money market fund generated 31% in the same period.

Banco Provincia offers 12 mutual funds, including 8 in pesos and 4 in dollars, designed for various investor profiles. The Raíces 24/7 fund provides maximum liquidity with 24/7 immediate availability, though it is not the highest-yielding option.

Provincia Fondos, which has managed the Buenos Aires public bank's mutual funds since 1994, provides an online simulator to help users compare historical returns and make informed investment decisions.